On March 10, 2026, a court order ended the Saving on a Valuable Education (SAVE) Plan. The U.S. Department of Education will contact impacted borrowers, who can explore and apply for other repayment plans. For more information, visit https://StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search. To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

Money Basics

Money Basics

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When you graduate, leave school, or drop below half-time enrollment status, you have an amount of time called a “grace period” before your first student loan payment is due. Now is the time to make sure you are aware of all of your loan types and when the first payments are due.

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Financial Literacy

More on Financial Literacy

01 Understanding Your Credit Score

02 Beware of Credit Cards

03 Understanding Your Paycheck

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