On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges. Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements. For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search. To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

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Understanding Your Paycheck

Have you ever looked at your paycheck and thought, “Who is FICA and why is she taking my money?”

Planning Ahead

Think retirement is too many years down the road to worry about? Think again!

Finding Your Student Loans

Not sure how many loans you have or who is servicing them? Your student loans may or may not all be with the same servicer.

Know What You Owe

If your servicer has your current contact information, you’ll receive periodic updates detailing your balance, payment due dates, etc.

Ways To Pay

Explore payment options, such as making payments online or having them automatically deducted from your checking account each month.

Repayment Options for Federal Student Loans

Various repayment plans are available to help you manage your student loan debt.

What if you are unable to pay?

If you are unable to make payments on your student loans, there are options in deferring repayment.

ASLA Can Help

If you have trouble making your payments, we will offer alternatives to assist you in avoiding default.

Help is just a phone call away. 855-288-2094